Securities Finance, Perfected.
O+C Private Credit delivers discreet liquidity solutions for executives, founders, and shareholders seeking to unlock value from concentrated public equity positions while retaining control of their long-term holdings. Our Extended Term Loan platform offers access to capital without forcing early tax recognition, creating the space to plan with intention rather than react to market pressure. It’s a structure built for people who think in decades, not trading days, and who prefer quiet precision over public exposure.
A More Strategic Way
to
Access Liquidity
Capital markets today move faster than ever. Information cycles turn over in minutes, algorithms amplify volatility, and perception can shift before fundamentals do. For public company insiders, the challenge isn’t only financial—it’s reputational.
O+C provides an alternative. Our lending programs allow clients to generate liquidity privately, without triggering disclosure events or unsettling their positions. Each transaction is bespoke, shaped around a client’s jurisdiction, timing, and objectives. In practice, that means greater flexibility, tax efficiency, and the ability to act deliberately even when markets are not.
O+C’s clients include founders, C-suite executives, and long-term holders who understand that discretion is often the most valuable form of stability.
Capital markets today move faster than ever. Information cycles turn over in minutes, algorithms amplify volatility, and perception can shift before fundamentals do. For public company insiders, the challenge isn’t only financial—it’s reputational.
O+C provides an alternative. Our lending programs allow clients to generate liquidity privately, without triggering disclosure events or unsettling their positions. Each transaction is bespoke, shaped
around a client’s jurisdiction, timing, and objectives. In practice, that means greater flexibility, tax efficiency, and the ability to act deliberately even when markets are not.
O+C’s clients include founders, C-suite executives, and long-term holders who understand that discretion is often the most valuable form of stability.
What Sets
Us Apart
- Extended-term lending up to ten years in duration.
- Loan-to-value ratios of up to 75 percent on single-position securities.
- Interest that accrues and settles at maturity.
- Flexible collateral parameters that include equities and bonds.
- Custody through leading international institutions.
- Every transaction executed with absolute confidentiality.
Experience and Scale
O+C manages more than €2 billion in assets, supported by an additional €8 billion in committed reserves. Our balance sheet gives clients the assurance of institutional scale with the responsiveness of a private firm.
Behind the platform is a leadership team with decades of experience in global banking, capital markets, and risk management. Their careers have shaped how O+C approaches every engagement—with technical precision, transparent process, and an unwavering respect for confidentiality.
We serve clients who value quiet strength and disciplined partnership. The outcome is liquidity that fits their goals, not the market’s expectations.
Trust.
Precision.
Transparency.
O+C Private Credit exists for those who think differently about capital. We bring scale, structure, and discretion together to deliver lasting solutions in a market that rarely offers all three.
Our team is lead by seasoned professionals with decades of experience in global banking, capital markets, and risk management. Together, they combine institutional expertise with the agility of a private partnership.
This collective background allows O+C to deliver lending solutions with precision, discretion, and the institutional rigor clients expect.
Andrew Branion
Veteran banking executive with over 30 years of experience across treasury, risk management, and central banking. Former Global Treasurer at Scotiabank, where he managed a trillion-dollar balance sheet and led global funding, liquidity, and investment operations.
John Esteireiro
Institutional financial professional with more than 30 years in securities and operational management. Past leadership roles at Genuity Capital Markets, RBC, Gordon Capital, and CIBC World Markets.
Michael J. Morrison
Capital markets leader with extensive experience in strategic planning, team development, and institutional securities. Former roles include Merrill Lynch and Canaccord Genuity in Toronto and New York.